Premium Feature

Insurance Claim History Check Australia

Uncover hidden accident damage before you buy. Claim repair visualisation is included on the Premium tier alongside official PPSR check Australia data. Write-off status on PPSR is not the same as every past panel repair — see FAQs below.

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Check Claim History Now

Included in Premium reports from $12.99

See Exactly Where the Damage Was

Our visual damage maps pinpoint every recorded claim on multiple views of the vehicle — so you know exactly what you're buying.

Claim Repair History showing visual damage map with insurance claims pinpointed on vehicle

Why Check Claim History?

A clean exterior doesn't mean a clean history. Here's what sellers don't tell you:

Hidden Structural Damage

A car can look perfect after a respray but have bent chassis rails, cracked subframes, or compromised crumple zones underneath.

Overpaying for Damaged Cars

A vehicle with $15,000 in past claims is worth significantly less. Without a claim check, you could overpay by thousands.

Safety Risks

Poorly repaired accident damage can compromise airbag deployment, seatbelt anchors, and the vehicle's ability to protect you in a crash.

What's Included in the Claim Report

Visual Damage Maps

See exact damage locations pinpointed from 5 angles — left, right, top, front, and rear

Repair Cost Estimates

Low and high repair cost ranges for every recorded insurance claim

Damage Area Breakdown

Exterior body, suspension, steering, structural, mechanical, and glass damage categories

Claim Timeline

Accident dates and reporting dates for each claim on record

Position Codes

Precise damage positions like "Front Left Door", "Rear Quarter Panel", "Roof Rail"

Glass Damage

Front, rear, and side glass damage indicators when applicable

How to Check in 3 Steps

1

Enter VIN or Rego

Type in the vehicle's VIN number or registration plate on our homepage

2

Get Premium Report

Select the Premium tier to include claim history along with PPSR and valuation data

3

Review Damage Map

See every recorded claim with visual damage maps, repair costs, and detailed breakdowns

PPSR Check vs Claim History: What's the Difference?

They check completely different things. You need both for full protection.

PPSR Check (Basic)

  • ✓ Finance owing (money owed)
  • ✓ Stolen vehicle status
  • ✓ Write-off history
  • ✓ Registration details
  • ✗ No damage locations
  • ✗ No repair costs
From $5.99

Premium + Claim History

Recommended
  • ✓ Everything in Basic PPSR
  • ✓ Market valuation estimate
  • ✓ Insurance claim history
  • ✓ Visual damage maps
  • ✓ Repair cost estimates
  • ✓ Exact damage positions
From $12.99

Also run a focused write-off check, broader car history check, and a standard PPSR check Australia. The claim history hub uses this same flow. For recalls, see vehicle recall check.

Frequently Asked Questions

What is a car insurance claim history check?
A car insurance claim history check reveals past insurance claims made on a vehicle, including the date of each claim, estimated repair costs, damaged areas, and exact damage positions. CheckMyCars sources this data from industry partners. The data may not include all insurance repair records, and the absence of records does not guarantee a claim-free history.
Why should I check a car's claim history before buying?
Sellers may not disclose previous accident damage. A claim history check reveals hidden structural, mechanical, and body damage that could affect the car's safety, reliability, and resale value. Even professionally repaired vehicles can have ongoing issues from significant damage.
Does claim history show up on a standard PPSR check?
No. A standard PPSR check only shows finance owing, stolen status, and write-off history. Insurance claim repair history is a separate data source available in CheckMyCars Premium reports.
How accurate is the claim data?
The data is sourced from industry partners and may not include all insurance repair records in the Australian market. While it doesn't capture every single claim, it provides valuable insight. The absence of records does not guarantee a claim-free history.
Can I check claim history by registration plate?
Yes. Enter the registration plate on our homepage and we'll resolve the VIN automatically. Select the Premium report tier to include claim repair history.
What types of damage are shown?
The report shows exterior body damage, suspension damage, steering system damage, structural elements, mechanical damage, and glass damage (front, rear, side). Each damaged area is pinpointed with exact position codes on a visual diagram.
How much does a claim history check cost?
Insurance claim repair history is included in CheckMyCars Premium reports from $12.99. Standard PPSR-only vehicle reports start from $5.99.

Don't Buy a Car Without Checking Its Claim History

Get the full picture with a Premium report — PPSR, valuation, and claim history in one check.

Check a Vehicle Now